Retirement Savings by Age Calculator
Enter your age and income. See common guidelines for how much to have saved (e.g. 1× salary by 30, 3× by 40).
Savings by age
Enter age and income.
How it works
Guidelines: by 30 = 1× salary, 40 = 3×, 50 = 6×, 60 = 8×, 67 = 10×. We interpolate for your age and show target = income × multiple.
When to use it
Use it to check if you're on track or to set a target by age.
Frequently asked questions
Whose guidelines?
Common rule-of-thumb from Fidelity and others. Adjust for your situation.
Salary or total compensation?
Usually gross salary. Use consistent definition.