Retirement Savings Calculator
Enter how much you save each month, the expected annual return, and the number of years. See the future value of your savings. Useful for 401k, IRA, or general retirement planning.
Future value of monthly savings
Enter values to calculate.
How this is calculated
We use the future value of an annuity: FV = Pmt × [(1+r)^n − 1] / r, where Pmt is the monthly deposit, r is the monthly rate, and n is the number of months. Assumes constant monthly deposit and rate.
Use this tool for
Use it to set a savings target, to see the impact of increasing contributions, or to compare different return assumptions.
Common questions
How do I use this utility?
Enter the required values in the form above. The result updates automatically.
