Net Worth Calculator
List everything you own (cash, investments, property) as assets and everything you owe (loans, cards, other debt) as liabilities. Net worth is the gap.
Net worth
How this is calculated
Net worth = assets − liabilities. All inputs are in dollars for the same snapshot date.
Example: assets $410,000, liabilities $265,000 → net worth $145,000.
Use this tool for
- Annual check-in before tax or estate planning.
- Seeing how paying down a loan moves the needle.
- Explaining balance sheet basics to a partner.
Common questions
Include home equity?
Count the property’s fair value in assets and the full mortgage balance in liabilities; net worth already reflects equity.
Cars and depreciation?
Use a realistic resale value for vehicles in assets; optional—consistency matters more than precision for a quick snapshot.
