Gross to Net Calculator
Convert gross pay into estimated take-home using federal/state/benefits deduction percentages.
Convert gross to net
Enter values to calculate.
How this is calculated
Net pay is calculated by subtracting each deduction component from gross pay. This is a planning estimate, not payroll advice.
When to use it
Use when comparing job offers, planning payroll, or forecasting monthly cash flow from gross earnings.
Frequently asked questions
Does this include state tax?
Where applicable we apply state withholding; rules vary by state.
Is this for W-2 employees?
Yes for pay and withholding tools; self-employed use different rules.
