Loan Term Comparison Calculator

Enter loan amount and rate. See monthly payment and total interest for 3-, 5-, and 7-year terms.

Compare terms

Enter values to calculate.

How it works

We run the standard payment formula for each term. Shorter term = higher payment, less total interest.

When to use it

Use it to choose between term lengths for a car or personal loan.

Frequently asked questions

What about other terms?

You can use the loan calculator for any term. This compares the most common.

Include fees?

No. Only P&I. Add fees separately.