Cash on Cash Return Calculator
After you put real dollars into a deal, this shows the first-year yield on that cash from operations—before appreciation and separate from cap rate.
Cash-on-cash
How this is calculated
Cash-on-cash % = (annual pre-tax cash flow ÷ total cash invested) × 100.
Example: $9,500 cash flow on $120,000 invested → 7.92%.
Use this tool for
- Comparing a leveraged rental to other uses of the same cash.
- Stress-testing if rents dip but debt stays fixed.
- LP conversations when distribution yield matters.
Common questions
What belongs in cash invested?
Down payment, closing costs, rehab you paid in cash—exclude the financed portion of the purchase.
One year only?
This is a static first-year style readout; multi-year IRR needs a fuller model.
