Auto Down Payment Calculator

Enter car price and down payment (amount or %). See loan amount and LTV.

Down payment

Enter values.

How it works

Down = price × (pct/100) or enter amount. Loan = price − down. LTV = loan/price × 100.

When to use it

Use it to set a down payment target or to see how much you need to put down for a given loan amount.

Frequently asked questions

Typical down for car?

Often 10–20%. More down can mean lower rate or shorter term.

Include trade-in?

Trade-in reduces price. Use (price − trade-in) as effective price.