Social Security Estimator

Enter approximate average annual income and age you plan to claim. Get a rough estimate of monthly benefit. Not official; use SSA.gov for real estimates.

Rough estimate

Enter values. For official estimate use ssa.gov.

How it works

Simplified: we use a rough replacement rate (e.g. 40% of income at 67) and adjust for claiming age. This is illustrative only.

When to use it

Use it for planning only. Always check ssa.gov for your actual estimate.

Frequently asked questions

Is this accurate?

No. Real benefits depend on full earnings history. Use mySSA for your estimate.

Claiming early or late?

Claiming before 67 reduces benefit; after 67 increases it. We apply a simple factor.