Retirement Income Calculator
Enter retirement balance and withdrawal rate (e.g. 4%). See annual and monthly income you could take.
Withdrawal income
Enter values.
How it works
Annual income = balance × (withdrawal rate/100). 4% rule is a common guideline; adjust for your situation.
When to use it
Use it to see how much income your savings could support or to set a retirement savings target.
Frequently asked questions
Is 4% safe?
The 4% rule is a guideline; success depends on market returns and lifespan. Conservative rates may be 3–3.5%.
Include Social Security?
No. Add Social Security to this income for total retirement income.