Pension Calculator
Enter expected monthly pension payment, years of payments, and discount rate. See present value (lump sum equivalent) or use for planning.
Pension value
Enter values to calculate.
How it works
Present value of annuity: PV = Pmt × [1 − (1+r)^(−n)] / r. We use investmentEngine.presentValueAnnuityMonthly.
When to use it
Use it to compare pension to a lump sum offer or to value a pension in net worth.
Frequently asked questions
Lump sum vs pension?
Use lump-sum-vs-annuity calculator to compare taking a lump sum vs lifetime payments.
COLA?
We assume level payments. COLA would increase the value.