DCA Calculator
See how regular monthly investments grow over time with compound returns. Enter how much you invest each month, for how many years, and an expected annual return. We compound monthly and show total invested, final value, and gain. For illustration only—past performance does not guarantee future results.
DCA (dollar cost averaging)
How this is calculated
Each month you invest the same amount. We apply (1 + annual rate/12) each month to the growing balance. Total invested = monthly amount × 12 × years. Final value is the future value of that stream at the given rate. Gain = final value − total invested.
Use this tool for
Use it to project savings with a fixed monthly contribution, to compare DCA to a lump sum, or to see how time and return affect growth. Pair with compound interest or retirement calculators for other scenarios.
Common questions
How do I use this utility?
Enter the required values in the form above. The result updates automatically.
