Annuity Payout Calculator
Enter balance and assumed return (or withdrawal rate). See sustainable monthly payout over a chosen period.
Monthly payout
Enter values to calculate.
How it works
Present value of annuity: given balance, rate, years → payment = balance × [r(1+r)^n] / [(1+r)^n − 1]. We use the engine to solve for payment from PV.
When to use it
Use it to see how much you could withdraw monthly from a lump sum over a set period.
Frequently asked questions
Same as retirement withdrawal?
Similar. This one starts from balance and solves for payment.
Lifetime annuity?
We use a fixed period. Lifetime annuities use mortality tables.