Standard vs Itemized Deduction Calculator
Enter your filing status and total itemized deductions (e.g. state taxes, mortgage interest, charity) to see whether itemizing beats the standard deduction.
Estimate tax or take-home
Enter income to estimate.
How it works
We compare the standard deduction for your status (current-year amount) to your itemized total. The higher amount reduces taxable income more.
When to use it
Use when deciding whether to itemize or when planning large deductions.
Frequently asked questions
What if I'm married filing separately?
Special rules apply. This tool is a simple comparison; consult IRS rules or a tax pro for your situation.