Seller Concession Calculator
Enter purchase price, loan amount (or LTV), and seller concession. See effective cost and how concession can cover closing costs.
Seller concession
Enter values.
How it works
Seller concession reduces buyer cash at closing but may be limited by lender (e.g. 3–6% of price). We show concession amount and typical limits.
When to use it
Use it when negotiating or when comparing offers that include seller credits.
Frequently asked questions
Does concession lower the loan?
Usually no. It often covers closing costs so the buyer pays less out of pocket; sale price may stay the same.
Conventional limits?
Often 3% for down 10–25%, 6% for down 10% or less. FHA/VA differ.