Closing Costs Calculator
Closing costs include lender fees, title insurance, appraisal, and other charges. Enter your loan amount to get a rough estimate. Actual costs vary by location and lender.
Estimate closing costs
Enter values to calculate.
How it works
We apply common percentage ranges to the loan amount (e.g. 2%–5% for total closing costs) and show a low and high estimate. Your lender will provide a Loan Estimate with actual figures.
When to use it
Use it to set aside cash at closing, to compare loan offers that include credits, or to see how refinance costs affect break-even.
Frequently asked questions
What is included?
Typical items: origination, appraisal, title search and insurance, recording fees. Not moving or prepaid escrow.
Can I roll closing costs into the loan?
Sometimes, for a higher rate or loan amount. Check with your lender.