VA Loan Calculator

Estimate monthly payment on a VA-guaranteed loan. VA loans often allow no down payment and no PMI. Enter loan amount, rate, term, and optional funding fee.

Calculate your payment

Enter values to calculate.

How it works

We use standard amortization. You can add the VA funding fee (if not exempt) to the loan amount. Payment = principal and interest; no PMI.

When to use it

Use when considering a VA loan for a home purchase or refinance.

Frequently asked questions

Who qualifies for a VA loan?

Veterans, active-duty, and certain reservists. Eligibility is determined by the VA; this calculator only estimates payment.